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Ages 9 to 11
Money In The Real World
Real-Life Income, Spending, Saving, Bills, Interest & Budgets
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The sixth pack in the Ages 9 to 11 Maths collection. Children learn how money really works: income and expenses, regular versus one-off costs, monthly budgets, needs and wants, saving goals, percentages, bills and price increases, simple interest, borrowing, emergency funds and inflation.
What's included
- Income, expenses and working out the balance
- Regular versus one-off costs, and why it matters
- Building a monthly budget across save, spend and give
- Needs, wants and the honest depends category
- Can you afford it comfortably, not just afford it
- Save first, saving goals and increasing the rate
- Percentages of your money and the 50/30/20 idea
- Household bills, price rises and percentage change
- Subscriptions, cancel or keep, and hidden annual costs
- Simple interest, comparing savings rates and borrowing
- Emergency funds and unexpected costs
- Inflation, earning more versus spending less
Who it's for
Parents and carers of children aged 9 to 11 ready to understand how money comes in, goes out and compounds over time.